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College Savings



CollegeAmerica: the nation’s largest 5291

Nearly 1 million families across the country have trusted CollegeAmerica to help them pursue the college savings challenge.

  • Among Morningstar's highly rated adviser-sold 529 college savings plans since 20042
  • Low 529 expenses3
  • Easy-to-use investment options, including target date funds

Learn how Suzanne and Mike Mayernick plan to give each of their seven children the opportunity to go to college. Play video.

College Savings Basics

Get answers to your questions on college savings. Get started.

529 basics

Learn why millions of people saving for higher education have turned to 529 plans. Learn more.

To save or to borrow?

Comparing two ways to pay for college could save you money. Learn more.

College cost calculator

Use this tool with your financial professional to estimate future costs. Calculate.



1 Largest by assets, according to the Q1 2012 529 College Savings Quarterly Data Update from Financial Research Corporation.

2 Based on annual Morningstar reports. Morningstar ratings are based on the following criteria: process, performance, price, people and parent.

3 Some of the lowest expenses in the 529 industry, according to a 2011 Morningstar study of 529 college savings plans.

Depending on your state of residence, there may be an in-state plan that provides tax and other benefits not available through CollegeAmerica. Before investing in any state’s 529 plan, you should consult your tax adviser.

If withdrawals are used for purposes other than higher education, the earnings will be subject to a 10% federal tax penalty in addition to federal and, if applicable, state income tax.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors® and sold through unaffiliated intermediaries.